Featured Lenders
Recommended first contacts — strong Arizona track record, DPA-program approved, wide loan-type coverage.
One of the nation's largest independent mortgage lenders, with strong roots in serving buyers with varied credit profiles. Known for manual underwriting — they look at the full picture, not just your score. Works with FHA, VA, USDA, and Conventional loans.
A nationally recognized mortgage lender with deep Arizona roots. Guild specializes in new construction financing — including builder rate lock programs up to 360 days — and works with every major loan type including FHA, VA, USDA, and Conventional.
Phoenix-based mortgage brokerage led by Eddie and Tom Knoell — third-generation Arizona natives with 22+ years in the market. As independent brokers, they shop 50+ lenders to find your best rate. They've helped 2,300+ Arizona families and close in an average of 25 days.
One of the top-ranked mortgage lenders in the country with a strong Phoenix-area presence. Fairway loan officers are embedded in communities across Arizona, providing face-to-face service alongside competitive rates. Strong with FHA, VA, and new construction.
New-Build Specialists
Best for buyers purchasing in new communities. These lenders work directly with builders on rate lock, incentive programs, and extended closing timelines.
America's largest mortgage lender by volume. Rocket's fully digital process is fast and straightforward — strong for buyers who want to manage everything online. No minimum credit score for conventional loans (as of November 2025). FHA accepted at 580.
Zillow's own mortgage arm integrates directly with your home search — you can get pre-qualified while browsing listings. Good for buyers who are still exploring but want financing ready to go. Conventional and FHA loans, with competitive rates.
A tech-forward, no-commission mortgage lender designed for buyers who want a fast, transparent experience. Better offers instant online pre-approval and competitive rates for buyers with solid credit. No origination fees — good for straightforward purchases.
Credit-Friendly Options
Working on your credit or have a non-traditional profile? These options specialize in buyers who need more flexibility.
A Phoenix-based mortgage broker with a friendly, personalized approach to home financing. Agave works across a wide range of credit situations and loan types, including buyers who are recovering from credit challenges. Licensed in Arizona and 13+ other states.
Can't find the right fit above? Zillow's Arizona lender directory lists hundreds of licensed AZ mortgage lenders with verified reviews. Filter by loan type, specialization, and credit range to find the right match for your specific situation.
Bankrate's expert team independently rates and reviews Arizona mortgage lenders. A useful resource for comparing rates, reading in-depth reviews, and understanding what different lenders offer before you reach out.
The Better Business Bureau's Arizona mortgage lender directory shows verified, accredited lenders with complaint histories and ratings. Use this to confirm a lender's standing before applying — especially important for lesser-known local lenders.